Canada Child Benefit (CCB) Estimator
Get a quick estimate of your Canada Child Benefit based on family net income and number of children. This calculator uses a simplified planning model (not an official CRA result). Use it to compare scenarios and budget.
Your inputs
Advanced (optional)
Results
Estimated monthly CCB vs income (scenario chart)
Breakdown
| Component | Value |
|---|---|
| Family net income used | $— |
| Base maximum (under 6) | $— |
| Base maximum (age 6–17) | $— |
| Estimated annual before reduction | $— |
| Estimated reduction (simplified) | $— |
| Estimated annual after reduction | $— |
How to use this CCB estimator
- Enter your family net income (an approximate amount is fine for planning).
- Select how many children are under 6 and how many are age 6–17.
- If needed, open Advanced to estimate shared custody.
- Click Calculate to see the estimated monthly and yearly benefit and the scenario chart.
What is the Canada Child Benefit (CCB)?
The Canada Child Benefit (CCB) is a tax-free monthly payment intended to help eligible families with the cost of raising children under 18. The amount depends mainly on your family net income and the number and ages of eligible children. In real life, CRA also considers additional factors such as provincial/territorial benefits, marital status changes, and custody arrangements.
Why an estimate can still be useful
Even though the official CCB calculation uses detailed thresholds and year-specific rules, a simplified estimator can be extremely helpful for budgeting. For example, you can quickly compare “what if” scenarios: a higher income, a second child, or a shared custody situation. If your monthly budget is tight, it’s often more important to understand the range of expected benefit than to chase a perfectly exact number.
How this calculator works (simplified model)
This estimator uses a planning model with approximate “base maximum” annual amounts for two age groups (under 6 and 6–17). We then apply a simplified reduction rule that increases as income rises. The goal is to keep the tool fast, easy to use, and useful for everyday users. Your actual CCB can differ because CRA’s thresholds, phase-out rates, and additional adjustments can change by benefit year, and provincial/territorial programs may add extra payments.
FAQ
Is this the official CRA CCB amount?
No. This is a simplified estimate for planning. Your official CCB depends on CRA rules, thresholds, and your tax filing details.
What income number should I use?
The most relevant value is your family net income. If you don’t know it, start with a rough estimate and adjust it. This calculator is designed for quick planning and comparison.
Does shared custody change the benefit?
In many cases, shared custody affects the amount each parent receives. For planning, the calculator can show an approximate 50% share, but official rules may vary.
Will this include provincial child benefits?
Not in this simplified version. Some provinces/territories provide additional benefits. You can treat this result as the baseline CCB estimate and then consider local programs separately.
Disclaimer: estimates only. Rules and thresholds change. Verify your official benefit with CRA resources or your tax information.